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As of November 30, 2020, Damariscotta Bankshares, Inc. was acquired by Bangor Bancorp, MHC. Damariscotta Bankshares, Inc. operates as the holding company for Damariscotta Bank & Trust Co., which provides personal and business banking services in the counties of Lincoln, Knox, and Waldo, Maine. It offers deposit products, including checking, money market, NOW, savings, health savings, Christmas club, and individual retirement accounts, as well as certificates of deposits. The company’s loan portfolio includes personal loans, money line-overdraft protection, residential mortgages, and home equity lines of credit; and business loans, such as commercial lines of credit, commercial equipment financing, commercial real estate mortgages, and SBA and Finance Authority of Maine loan programs. It offers other services, such as ATM services, online banking, online bill pay, ACH origination, mobile banking, debit cards, money orders, direct deposit, and safe deposit boxes. The company is based in Damariscotta, Maine.
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