Benzinga
Published Jan 26, 2024 16:01
Updated Jan 26, 2024 17:10
Industry Comparison: Evaluating PayPal Holdings Against Competitors In Financial Services Industry
Benzinga - by Benzinga Insights, Benzinga Staff Writer.
In today's rapidly changing and highly competitive business world, it is imperative for investors and industry observers to carefully assess companies before making investment choices. In this article, we will undertake a comprehensive industry comparison, evaluating PayPal Holdings (NASDAQ:PYPL) vis-à-vis its key competitors in the Financial Services industry. Through a detailed analysis of important financial indicators, market standing, and growth potential, our goal is to provide valuable insights and highlight company's performance in the industry.
PayPal Holdings Background PayPal was spun off from eBay in 2015 and provides electronic payment solutions to merchants and consumers, with a focus on online transactions. The company had 435 million active accounts at the end of 2022. The company also owns Venmo, a person-to-person payment platform.
PayPal Holdings Inc | 18.13 | 3.32 | 2.34 | 5.18% | $1.6 | $3.37 | 8.36% |
Visa Inc | 31.41 | 14.10 | 16.93 | 12.05% | $6.07 | $6.91 | 10.56% |
Mastercard Inc | 38.08 | 64.93 | 17.07 | 54.13% | $4.12 | $4.96 | 13.5% |
Fiserv Inc | 29.49 | 2.85 | 4.67 | 3.2% | $2.25 | $2.98 | 7.86% |
Global Payments Inc | 40.05 | 1.52 | 3.64 | 1.62% | $1.05 | $1.56 | 8.33% |
Fleetcor Technologies Inc | 23.03 | 6.93 | 5.92 | 8.59% | $0.54 | $0.76 | 8.72% |
Jack Henry & Associates Inc | 34 | 7.38 | 5.80 | 6.22% | $0.19 | $0.25 | 7.97% |
WEX Inc | 33.45 | 5.20 | 3.59 | 1.06% | $0.15 | $0.42 | 5.73% |
StoneCo Ltd | 28.14 | 1.97 | 2.55 | 2.94% | $0.9 | $2.18 | 25.35% |
DLocal Ltd | 37.91 | 11.47 | 9.10 | 9.84% | $0.1 | $0.07 | 46.54% |
Euronet Worldwide Inc | 18.41 | 4 | 1.45 | 8.25% | $0.2 | $0.43 | 7.81% |
The Western Union Co | 6.35 | 7.42 | 1.07 | 27.58% | $0.28 | $0.41 | 0.75% |
Shift4 Payments Inc | 43.28 | 10.71 | 2 | 8.62% | $0.11 | $0.18 | 23.41% |
PagSeguro Digital Ltd | 13.45 | 1.61 | 2.38 | 3.23% | $1.68 | $0.24 | -0.99% |
Evertec Inc | 26.74 | 4.99 | 4.01 | 1.88% | $0.03 | $0.09 | 18.79% |
Paymentus Holdings Inc | 150.57 | 4.72 | 3.40 | 1.54% | $0.01 | $0.05 | 18.94% |
Payoneer Global Inc | 31.87 | 2.71 | 2.31 | 2.03% | $0.04 | $0.18 | 30.91% |
Average | 36.64 | 9.53 | 5.37 | 9.55% | $1.11 | $1.35 | 14.64% |
table { width: 100%; border-collapse: collapse; font-family: Arial, sans-serif; font-size: 14px; }
th, td { padding: 8px; text-align: left; }
th { background-color: #293a5a; color: #fff; text-align: left; }
tr:nth-child(even) { background-color: #f2f4f8; }
tr:hover { background-color: #e1e4ea; }
td:nth-child(3), td:nth-child(5) { text-align: left; }
.dividend-amount { font-weight: bold; color: #0d6efd; }
.dividend-frequency { font-size: 12px; color: #6c757d; } By conducting a comprehensive analysis of PayPal Holdings, the following trends become evident:
Debt To Equity Ratio
The debt-to-equity (D/E) ratio is an important measure to assess the financial structure and risk profile of a company.
Considering the debt-to-equity ratio in industry comparisons allows for a concise evaluation of a company's financial health and risk profile, aiding in informed decision-making.
By analyzing PayPal Holdings in relation to its top 4 peers based on the Debt-to-Equity ratio, the following insights can be derived:
Key Takeaways PayPal Holdings has a low PE ratio, indicating that its stock price is relatively low compared to its earnings. The low PB ratio suggests that the company's stock is undervalued based on its book value. The low PS ratio indicates that the stock is trading at a lower price relative to its sales. On the other hand, PayPal's low ROE suggests that the company is not generating significant returns on its shareholders' equity. The high EBITDA and gross profit indicate strong profitability, while the low revenue growth suggests limited expansion opportunities.
This article was generated by Benzinga's automated content engine and reviewed by an editor.
© 2024 Benzinga.com. Benzinga does not provide investment advice. All rights reserved.
Read the original article on Benzinga
Written By: Benzinga
Trading in financial instruments and/or cryptocurrencies involves high risks including the risk of losing some, or all, of your investment amount, and may not be suitable for all investors. Prices of cryptocurrencies are extremely volatile and may be affected by external factors such as financial, regulatory or political events. Trading on margin increases the financial risks.
Before deciding to trade in financial instrument or cryptocurrencies you should be fully informed of the risks and costs associated with trading the financial markets, carefully consider your investment objectives, level of experience, and risk appetite, and seek professional advice where needed.
Fusion Media would like to remind you that the data contained in this website is not necessarily real-time nor accurate. The data and prices on the website are not necessarily provided by any market or exchange, but may be provided by market makers, and so prices may not be accurate and may differ from the actual price at any given market, meaning prices are indicative and not appropriate for trading purposes. Fusion Media and any provider of the data contained in this website will not accept liability for any loss or damage as a result of your trading, or your reliance on the information contained within this website.
It is prohibited to use, store, reproduce, display, modify, transmit or distribute the data contained in this website without the explicit prior written permission of Fusion Media and/or the data provider. All intellectual property rights are reserved by the providers and/or the exchange providing the data contained in this website.
Fusion Media may be compensated by the advertisers that appear on the website, based on your interaction with the advertisements or advertisers.